Skip to Content

WHAT TO BRING

Prepare Your Business Documents

Gather the information you'll need to open a Citibank small business bank account or apply for a business loan or line of credit. Speak with a Citibank Business Specialist to learn more.
Download checklist

You’ll need to bring the following information when you visit a branch to open a business banking account or apply for a business loan or line of credit. A Citibank Business Specialist will let you know what else you’ll need to provide.

Documents to Bring

  • A Government-issued Form of Identification1 for each signer (such as a driver's license or passport)

  • Business Formation Document

    • Speak with a Citibank Business Specialist for specific requirements.

Other Required Information

  • Business name

  • Taxpayer Identification Number (TIN)

  • Expected account activity, such as monthly transaction volume and balance estimates

  • Number of employees

Applicant(s) should provide the following information about all individuals associated with the business:

  • Name

  • Date of birth

  • Residential Address2

  • Citizenship status

  • Country of residence

  • Country of citizenship

  • Social Security Number(SSN)/Individual Taxpayer Identification Number(ITIN). Nonresident Aliens who are associated individuals and who do not have a SSN/ITIN must provide two different forms of a Government-issued ID.

  • Percent of ownership

Associated individuals include:

  • Account signers

  • Authorized Signers3

  • Owners of business(10% or more ownership)

  • Controlling Persons4

Documents to Bring

  • A Government-issued Form of Identification1 for each signer (such as a driver's license or passport)

  • Business Formation Document

  • Business bank statements (last 3 months)

  • Business and personal tax returns for all owners and guarantors

    • Speak with a Citibank Business Specialist for specific requirements.

May be required:

  • Accounts receivable aging reports

  • For refinancing: loan statement(s)

  • For commercial real estate loans: contract of sale, mortgage statement or cost breakdowns for leasehold improvements/construction requests

  • For healthcare acquisition financing: financial statements for the acquired practice, letter of intent or sales agreement and practice production reports

  • For non-profit corporations: ask a Citibank Business Specialist about specific requirements

    • Additional documents may be required following loan approval or before loan closing.

Other Required Information

  • Business name

  • Taxpayer Identification Number (TIN)

  • Expected account activity, such as monthly transaction volume and balance estimates

  • Number of employees

Applicant(s) should provide the following information about all individuals associated with the business:

  • Name

  • Date of birth

  • Residential Address2

  • Citizenship status

  • Country of residence

  • Country of citizenship

  • Social Security Number(SSN)/Individual Taxpayer Identification Number(ITIN). Nonresident Aliens who are associated individuals and who do not have a SSN/ITIN must provide two different forms of a Government-issued ID.

  • Percent of ownership

Associated individuals include:

  • Account signers

  • Authorized Signers3

  • Owners of business(10% or more ownership)

  • Controlling Persons4

Explore More with Citi

SMALL BUSINESS

How to Open an Account

Prepare your documents

Get the documents you need before you visit the branch.
Download Checklist

Visit a branch

Open an account with us by visiting your nearest Citibank branch.
Locate a Branch

Still Have Questions?

Call our customer service specialists

1-877-528-0990
For TTY: We accept 711 or other Relay Service.
We’re available Mon-Fri 7 AM to 11 PM ET and Sat-Sun 9 AM to 5:30 PM ET.
  1. If Nonresident Alien, two forms of Government-issued ID are required.
  2. Residential Address is required only for Owners of 25% or more of the business and one Controlling Person. Documentation to verify this information may be required if Third Party Verifications are not successful.
  3. An Authorized Signer is an individual appointed by the company with broad legal authority to act or make binding decisions on behalf of the company.
  4. A Controlling Person is any person with significant responsibility for managing the company (e.g., President, Managing Member, General Partner, Treasurer, Chief Executive Officer, Chief Financial Officer, Chief Operating Officer, etc.).
Back to top

©2025 Citigroup Inc. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.