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Refinancing Your Home

Ready to refinance?

We'll guide you through the refinance application and help you find a loan that fits your financial goals.

Start Your Application

Weighing your options?

Compare loan options and customize your rate to see what refinancing would look like for you.

Get a Custom Rate

Crunching the numbers?

Our calculator compares your current mortgage to a new one, so you can decide if refinancing is worthwhile.

Use Our Calculators

Comparing refinance rates?  

Click here to see how we performed in the J.D. Power 2023 U.S. Mortgage Origination Satisfaction StudySM

PROMOTIONAL OFFERS

$500 off closing costs

Get a head start onyour homebuying journey with a pre-approval

Certain conditions apply.
Mention code 10818 to your mortgage representative.
OR

Special pricing for Citi customers

New and existing Citibank customers with Eligible Balances may qualify for a lower interest rate or closing cost credit on a mortgage.

See what your home may be worth

Get an idea of what your home's value may be. Introducing Home Captain, an empowering resource that can help you compare properties, marketing conditions, inventory analysis and more. You can share the report with your loan officer to help determine your refinancing options.
See important Home Captain information

Refinancing Learning Center

What are the costs of refinancing?

Prepare your budget for the typical closing costs and fees you can expect to pay when you refinance.

Learn more

What are the refinancing types to choose from?

Take a closer look at the two types of refinancing options you have to see which is the best fit for your goals.

Learn more

How much can I save by refinancing?

Find out how much you can save on your mortgage with a different rate or term.

Calculate savings

Contact Us

Get personalized help

Give us a call

1-800-248-4638

TTY: We accept 711 or other relay service

Mon-Fri: 8 AM to 10 PM ET

Sat: 9 AM to 7 PM ET

Have questions?

Important Home Captain Information

Citi mortgage lending services and the Home Captain real estate agent/broker services are independently provided, and this advertisement should not be considered an endorsement of each other’s services. There is no charge for the agent matching service, however, standard real estate agent/broker commission charges may apply. Services not available or may be limited due to state law or regulation in Alaska, Idaho, Montana, Oregon, Rhode Island, Tennessee, Vermont and West Virginia.