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INVESTING WITH Citi

Investments and Insurance

See the range and depth of what we offer to support your investing and insurance needs.

Investment Accounts

Whether you are a self-directed investor and choose to buy and sell securities online, or you prefer to get the advice of a financial advisor, a traditional brokerage account can hold your portfolio and provide the flexibility to retain as much control of your investments as you like.

A managed account is a portfolio of investment products, such as individual securities, cash instruments, mutual funds, exchange-traded funds and possibly alternative investments, professionally managed and tailored to your specific financial goals. You can let a Financial Advisor make selections for you, make your own selections through a Financial Advisor, or a combination.

As the name suggests, an Individual Retirement Account (IRA) can help you save and invest for retirement. Depending on which type you select, traditional or Roth, you'll receive certain tax and savings advantages—powerful tools to help you with your retirement goals. A Traditional IRA account enables you to fund the account with earned income generally before taxes are taken, and earnings will then grow on a tax-deferred basis. On the other hand, contributions to a Roth IRA are made with after-tax earned income, but grow tax-free. Both types of IRA accounts may be either managed or traditional, including annuities (but not all products are available in retirement accounts).

Business owners may wish to help set up retirement plans for themselves and their employees. 401(k) plans, SEP & SIMPLE IRAs, Profit Sharing plans & Pension accounts are either managed or traditional, including annuities (but not all products are available in retirement accounts).

Put our investment products to work for you

Open an investment account today

Call us

You can reach one of our Financial Advisors at 1-877-357-3399.
For TTY: We accept 711 or other Relay Service.

Citigold and Citi Priority clients

Experience virtual investing and banking with your Citi Mobile® App.

Open your account online

No need to visit your local branch, you can open your account online today.

Call us

You can reach one of our Financial Advisors at 1-877-357-3399.
For TTY: We accept 711 or other Relay Service.

Citigold and Citi Priority clients

Experience virtual investing and banking with your Citi Mobile® App.

Open your account online

No need to visit your local branch, you can open your account online today.

If you have a complaint or concern regarding an annuity or insurance policy marketed through Citi, please contact your financial professional or our call center at 1-800-846-5200 (for TTY: we accept 711 or other Relay Service), or you may contact us in writing at Citi Personal Wealth Management, P.O. Box 310, New York, NY 10008-0310. Complaints will be escalated and handled in accordance with our complaint-handling procedures. Alternatively, you may contact the insurance company issuing the annuity or insurance product directly, or contact your state insurance department.

Looking for investment advice?

For digital guidance with a recommended portfolio, check
Citi Wealth Builder

For comprehensive investment advice, contact a
Wealth Advisor

INVESTMENT AND INSURANCE PRODUCTS: NOT INSURED BY THE FDIC • NOT INSURED BY THE FEDERAL GOVERNMENT OR ANY OTHER FEDERAL GOVERNMENT AGENCY, BY THE BANK, OR BY ANY AFFILIATE OF THE BANK • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR AN AFFILIATE OF THE BANK • MAY BE SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED

The information provided is solely for informational purposes. It is not an offer to buy or sell any of the securities, insurance products, investments, or other products named.

Terms and conditions of accounts, products, programs and services are subject to change.

Please note that by visiting the URL or hyperlink within this piece, you will leave Citi Personal Wealth Management materials and enter another website created, operated and maintained by a different entity.

Life insurance and long-term care insurance are medically underwritten. You should not cancel your current coverage until your new coverage is in force. A change in policy may be subject to additional insurance and investment-related fees as well as increased risks, and may also require a new medical exam. New surrender charges may be imposed with a new contract or may increase the period of time for which the surrender charges apply. Surrenders may be taxable. You should consult your own tax advisors regarding tax liability on surrenders.

Options involve risk and are not suitable for all investors.  Before entering into any transaction using listed options, investors should read and understand the current Options Clearing Corp. Disclosure Document (Characteristics and Risks of Standardized Options) at riskstoc.pdf (theocc.com)

Citigroup Inc. and its affiliates do not provide tax or legal advice.

Citi Personal Wealth Management is a business of Citigroup Inc., which offers investment products through Citigroup Global Markets Inc. (CGMI), member SIPC. Insurance products offered through Citigroup Life Agency LLC (CLA). In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746). Citibank, N.A., CGMI and CLA are affiliated companies under the common control of Citigroup Inc.

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