Services
ONLINE BANKING
Online wire transfer services
Online wire transfers are a convenient way to send money from your Citibank checking, savings or money market1 account to non-Citi accounts in the U.S. and internationally.
Right for you if:
You want to transfer money to an account in a financial institution in the U.S.
You want to transfer money to an account at another bank in another country.
Works with these products
What you get
This service lets you send money from your Citibank checking or Savings1 account to accounts at other financial institutions in the U.S. and internationally.
How it works
- To enroll, you must review and accept the Online Funds Transfer Agreement.
- To send a wire transfer, simply have the recipient's account and destination bank information2 available.
- Wires are generally sent the same business day if processed before 6:00 PM ET for international transfers and 6:45 PM ET for domestic transfers.
- Wire transfers can be a one-time event or you can set up domestic recurring wires in advance. You can also save and reuse wire information and see all past and future wires.
How to receive a wire transfer:
Provide the sender with your account number and routing number. For incoming international wires, you will also need to provide a SWIFT code. Citi's SWIFT code CITIUS33 and Intermediary Bank code 0210-0008-9 should be used for international wires.
To find your account number and wire transfer routing number, Log in to Citibank Online, select your desired account and view details in the Account Information box.
Protect your accounts from rising scams and fraud
The incidents of wire transfer scams have increased significantly. Don't make yourself an easy target.
- Be on the lookout for scammers who try to impersonate Citi employees.
- Be suspicious of false urgency.
- Be wary of requests to transfer money to yourself.
- Don't share personal information with someone you don't know.
- Watch out for fake Citi SMS texts.
- Use only Citi-owned contact methods.
Keep your accounts safe with the latest fraud prevention tips and tricks. Learn More from the Security Center
Online wire transfer fees & limits3
Standard6
| Citi Priority | Citigold | Citigold Private Client | |
|---|---|---|---|---|
Wire Limits - Online3 - Domestic / International (U.S. Dollars) | Up to $50,000 per account per Business Day | No limit | No limit | No limit |
Up to $50,000 (U.S. Dollar equivalent) per transaction | Up to $500,000 (U.S. Dollar equivalent) per transaction | Up to $500,000 (U.S. Dollar equivalent) per transaction | Up to $500,000 (U.S. Dollar equivalent) per transaction | |
Incoming Wire Fee - Domestic / International | $15 | Waived | Waived | Waived |
Outgoing Wire Fee - Online3 - Domestic | $25.00 | $17.50 | Waived | Waived |
Outgoing Wire Fee - Online3 - International (U.S. Dollars) | $35.00 | $25.00 | Waived | Waived |
Waived | Waived | Waived | Waived |
Online3 limits & fees for clients in other packages
Domestic | International3 | Outgoing Limits | Incoming Wire Fee | |
|---|---|---|---|---|
Citi Private Bank - Citibank account package | Waived | Waived | $50,000 per day | Waived |
Citi Private Bank - Citigold account package | Waived | Waived | $200,000 per day | Waived |
Citigold Private Client International Account | Waived | Waived | No limit for transfers made in US Dollars4 | Waived |
Citigold International Account | Waived | Waived | No limit for transfers made in US Dollars4 | Waived |
Citi International Personal Account | $18.75 | $30 for USD / Waived for Foreign Currency | $250,000 per day | Waived |
Citi Global Executive Account | $18.75 | $30 for USD / Waived for Foreign Currency | $250,000 per day | Waived |
Citi Global Executive Preferred Account | Waived | Waived | No limit for transfers made in US Dollars4 | Waived |
Terms, conditions and fees of accounts, products and services are subject to change.
- Transfers initiated from a savings or money market account are included in the six preauthorized or automatic transfers permitted each statement period. If the transfer is made in foreign currency, the exchange rate includes a fee for the currency conversion.
- The beneficiary bank is responsible for crediting the funds, following your instructions and letting the recipient of the wire transfer know when the funds become available.
- "Online" refers to self-service wires sent via Citi Online or Citi Mobile. Please note, additional fees and charges may apply for wire transfers initiated through other channels, including wire transfers initiated through a branch, assisted by a banker, or initiated through Citibusiness Online.
- Citibank's exchange rate for wire transfers in foreign currency includes a commission for the currency conversion service.
- Transfers made in foreign currency have a $500,000 per-transaction limit when initiated online.
- Standard limits apply to accounts in simplified banking that are not included in a Relationship Tier.