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Veterans Affairs (VA) loans were created to make housing more affordable for veterans and their families. If you served in the U.S. military or are the surviving spouse of a servicemember, a VA loan might be right for you.
VA loans were created for veteran and active duty servicemembers, Reserve and National Guard members and surviving military spouses. While Citi offers these loans, they’re guaranteed by the Department of Veterans Affairs. This means VA loans often carry more flexible terms, including lower interest rates.
Benefits
Requirements
For people looking at homes in higher price ranges and in higher-cost housing markets.
Helpful if you have a lower down payment, are self-employed or don’t qualify for a conventional loan.
A popular option for anyone with good credit and a down payment of 20% or more.
Choosing the right type of loan for your needs is an important decision in house-buying.
Your credit score, the type of rate you choose and your property's location are some of the factors that make a difference.
Use our simple home loan amount calculator to figure out how much you can borrow for a loan.