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Lender Paid Assistance

If you meet all the eligibility requirements, our Lender Paid Assistance program can help lower your closing costs and make homeownership more affordable. Terms and conditions apply.

What does the program offer?

Closing costs assistance

Closing costs can be a major barrier to buying a home. If you meet certain eligibility requirements, you can receive up to $7,500 as a lender credit to help make closing your loan more affordable.

Works for any loan type

You can apply your lender credit to any type of loan. This includes loans that already come with fewer closing costs, such as Federal Housing Administration (FHA) loans.

How do I qualify?

Buy a home you’ll live in

You must be buying a home that will be used as your primary residence.

Within a Citi Assessment Area (an area where we have Citi branch locations and accept deposits)

If your income is less than 120% of the median family income for your area, OR if your new home is in a low- to moderate-income census tract. Census tracts are set geographic areas identified by the U.S. Census Bureau.
 

Outside a Citi Assessment Area

If your income is less than 120% of the median family income of your area AND if your new home is in a specified census tract in Atlanta, Austin, Cambridge, Dallas, Denver, Houston or Philadelphia.

Complete a course

You must take a qualified home-buying class from a Citi-approved housing counseling agency. Our mortgage representatives can give you more details about a home buyer education course near you.

How can we reach you?

All fields are required.


Providing us your telephone number means you are providing express "written" consent for Citibank, N.A. and its authorized third parties to call you (including through automated means, such as autodialing, text where SMS/MMS may apply, and pre-recorded messaging) at the number and/or email you've provided to offer and/or advertise its products and services, even if your telephone number is currently listed on any internal, state, or national Do Not Call list. You are not required to provide this consent as a condition of purchasing any property, goods, or services. You may directly contact Citibank, N.A. to discuss mortgage products and services by calling 1-800-MORTGAGE TTY: We accept 711 or other relay service.

By submitting this information, I consent and agree to be contacted by Citibank, N.A. regarding my loan inquiry at the telephone number or email address provided. I understand that this is not a mortgage loan application, and that if I wish to apply for a mortgage loan, I will need to apply directly with Citibank, N.A.


Contact Us

Get personalized help

Give us a call

1-800-248-4638

TTY: We accept 711 or other relay service

Mon-Fri: 8 AM to 10 PM ET

Sat: 9 AM to 7 PM ET

Have questions?