
What Are Credit Card Reward Points?

Offers available if you apply here today. Offers may vary and these offers may not be available in other places where the cards are offered.
Read MoreEarn 60,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards on thankyou.com.2
Now an ongoing benefit! Earn a total of 10 ThankYou® Points per $1 spent on Hotel, Car Rentals, and Attractions booked through CitiTravel.com
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Earn 3 times ThankYou® Points per $1 spent on Air Travel and Other Hotel Purchases, Restaurants, Supermarkets, Gas Stations and – newly added! – EV Charging Stations.
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Earn 1 ThankYou® Point per $1 spent on All Other Purchases.
0% Intro APR for 18 months on balance transfers; after that, the variable APR will be 18.24% 28.24% based on your creditworthiness.1
Unlimited 1% cash back when you buy, plus an additional 1% as you pay, on every purchase.
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Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.2
0% Intro APR for 15 months on purchases and balance transfers; after that, the variable APR will be 18.24% 28.24%, based on your creditworthiness.1
Balance transfer fee of either $5 or 5% of the amount of each credit card balance transfer, whichever is greater.1
Balance Transfers must be completed within 4 months of account opening.
Earn 5% cash back on gas at Costco and 4% cash back on other eligible gas and electric vehicle (EV) charging with the Costco Anywhere Visa®. The 5% and 4% earn is on a combined $7,000 spend per year, and then 1% thereafter.
3% on restaurants and eligible travel, including Costco Travel.
2% on all other purchases from Costco and Costco.com.
1% on all other purchases.
For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after $5,000 in purchases within the first 5 months of account opening.2
+ Earn miles on employee purchases
Expand your earning potential with Authorized User cards for your employees and earn AAdvantage® miles for purchases made on each card.
Earn 2 AAdvantage® miles for every $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, at gas stations and eligible American Airlines purchases.2
Earn 1 AAdvantage® mile for every $1 spent on all other purchases.2
Each cardmember (primary and employees) earns 1 Loyalty Point for every $1 spent on their business card purchases.2
Earn 15,000 American Airlines AAdvantage® bonus miles after making $500 in purchases within the first 3 months of account opening.2
Earn 5% cash back on gas at Costco and 4% on other eligible gas and electric vehicle (EV) charging with the Costco Anywhere Visa®. The 5% and 4% earn is on a combined $7,000 in spend per year, and then 1% thereafter.
3% on restaurants and eligible travel, including Costco Travel.
2% on all other purchases from Costco and Costco.com.
1% on all other purchases.