How do I transfer my existing balance to the Citi Rewards+® Credit Card?

Cardmembers can make a balance transfer onto their Citi Rewards+® Card by following these steps: After receiving your Citi Rewards+® Card, you can call the customer service number located on the back of your card to transfer balances. Balance transfer offers are determined based on Citi's discretion. Balance transfer offers can be a promotional rate or at the standard purchase rate. If a balance transfer is approved with your application, it takes a minimum of 14 days to process after your Citi Rewards+® Card account is opened. During this time, you may cancel or modify your balance transfer request by calling the customer service number located on the back of your Citi Rewards+® Card. You may transfer any balance, but the total amount of your balance transfer (including balance transfer fees) must be less than your available credit limit. Please ensure you do not transfer any disputed purchases or other charges, because you may risk losing your dispute rights. You cannot transfer balances from other accounts issued by Citi® or its affiliates. If you are unsure of the issuer on your account, please review a list of Citi® products and its affiliates here. You are asked to continue to make payments on your other accounts until it is confirmed that the transferred balance was received by them. Once approved, Citi® will pay the balance transfer amount directly to the issuer. At this time, the available credit limit on your new Citi Rewards+® Card will reflect a reduction of the total amount of balance transfers, including applicable fees.

CITI REWARDS+^® CARD

Name: Citi Rewards+® Credit Card-Rewards Credit Card | Citi.com
Brand: Citi
Rating: 4.7 (3193 reviews)

Earn 200 bonus points after spending $1,000 within the first 3 months of account opening

¹Important Pricing & Information +

Special Travel Offer: 5X Hotel and Car Rentals

2times or 1time Points

Earn 2 ThankYou^® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year. Earn 1 ThankYou^® Point on all other purchases.

Earn 200 bonus points after spending $1,000 within the first 3 months of account opening, redeemable for $0 in gift cards or travel rewards at thankyou.com.²

Low intro APR on purchases & balance transfers

28.24% Intro APR for 7 months on purchases and balance transfers; after that, the variable APR will be 20.24% - 28.24% based on your credit worthiness.¹

+No annual fee¹

Balance Transfer Fee: Intro fee of 5% of each transfer ($5 minimum) completed within the first 4 months of account opening; after that, 5% of each transfer ($5 minimum).¹

ThankYou^® Points don't expire and there's no limit on the number of points you can earn with this card. Bonus ThankYou^® Points are not available if you have received a new account bonus for a Citi Rewards+^® account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Rewards+^® account.

This offer is available if you apply through the method(s) provided in this ad today. Offers may vary and this offer may not be available in other places where the card is offered.

²Additional Information +

REWARDS CREDIT CARD POINTS AND PROGRAM DETAILS

With the Citi Rewards+^® Card, you can make the most of your everyday purchases. And now, with the limited time offer, you can earn even more! You will also have access to the Citi Travel^SM portal where you can use the points you’ve earned to book getaways for yourself and your family.

5X hotel & car rentals

SPECIAL TRAVEL OFFER

Earn a total of 5 ThankYou^® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.²

Supermarkets & Gas Stations

Earn 2 ThankYou^® Points per $1 spent at supermarkets and gas stations for the first $6,000 per year and 1 point per $1 spent thereafter.²

All Other Purchases

Earn 1 ThankYou^® Point per $1 spent on all other purchases.²

Round Up to the nearest 10 points on every purchase

Exclusive Benefit

Earn points fast with the only credit card that automatically rounds up to the nearest 10 points on every purchase. A $2 parking meter earns 10 points. A $12 drug store purchase earns you 20 points. There is no cap on purchases that are rounded up.²

Points Back

Get 10% Points Back when you redeem, up to the first 100,000 points redeemed per year. That means if you redeem 15,000 points, you get 1,500 back. It’s that simple.²

Redeeming ThankYou^® Points

Gift Cards

Treat yourself to just about anything. Choose from a large selection of gift cards including department and home stores as well as restaurants.

Shop with Points

Use ThankYou^® Points to shop online at Amazon.com or BestBuy.com.

Pay with Points

Redeem points in certain categories to cover recent purchases with a statement credit.

Travel Rewards

Redeem for flights, hotels, cruises, and more.

No Expiration and No Limit on Earning Points

ThankYou^® Points don’t expire and there’s no limit on the number of points you can earn with this card.

REWARDS CREDIT CARD BENEFITS

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Digital Wallets

Digital Wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at citi.com/digitalservices.

Tap Your Card with Contactless Pay

Shop safely with a contactless-chip enabled card. Just tap your card on the payment reader and go in seconds.

24/7 Customer Service

Our customer service representatives are available to assist you 24 hours a day, 7 days a week.

Citi Entertainment^®

Citi Entertainment^® takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year's most anticipated concerts, sporting events, dining experiences and more.

CITI REWARDS+^® CARD FAQs

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How do I earn ThankYou^® Points on the Citi Rewards+^® Credit Card?

How does the Citi Rewards+^® Credit Card Round Up work?

How does 10% Points Back work on the Citi Rewards+^® Credit Card?

What interest rate does the Citi Rewards+^® Credit Card offer?

Does the Citi Rewards+^® Credit Card have any additional benefits?

EXPLORE OTHER CITI CREDIT CARDS

Balance Transfer Cards

*CITI REWARDS+^® CARD PRICING DETAILS

Introductory rate of % for months from date of account opening on purchases and from date of account opening for balance transfers completed within 4 months of account opening. After the introductory period ends, a variable APR of % - %, based on your creditworthiness, applies to unpaid promotional balances, new purchases and new balance transfers. For Citi Flex Plans subject to an APR, the variable APR is % - %, based on creditworthiness. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to % will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. The variable APR for cash advances is %. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge — $. Annual Fee – None. Fee for foreign purchases — % of each purchase transaction in US dollars. Cash advance fee — either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee — intro fee of % of each transfer ($ minimum) completed within the first 4 months of account opening. After that, 5% of each transfer ($ minimum). New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

¹Important Pricing & Information +²Additional Information

CITI REWARDS+^® CARD

Earn 200 bonus points after spending $1,000 within the first 3 months of account opening