Citi Double Cash® Credit Card

Earn Cash Back
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1Important Pricing & Information +

$Cash Back

Earn $ cash back after you spend $ on purchases in the first months of your Citi Double Cash® card account opening.2

2%Cash Back

Unlimited 1% cash back when you buy, plus an additional 1% as you pay, on every purchase.

+ No category restrictions or enrollment needed.2 No limit on the amount of cash back you can earn.2

Special Travel Offer: earn 5% total cash back on hotel, car rental, and attractions when booked on the Citi Travel℠ portal through 12/31/2025.2

Low Intro APR on balance transfers for months

% Intro APR for months on balance transfers; after that, the variable APR will be % - %, based on your creditworthiness.1

Purchase Rate: % - % Variable APR, based on your creditworthiness.1 Balance Transfer Fee: Intro fee of % of each transfer ($ minimum) completed within the first 4 months of account opening. After that, % of each transfer ($ minimum).1 Balance Transfers do not earn cash back. Intro rate does not apply to purchases. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.

This offer will be fulfilled as ThankYou® Points, which can be redeemed for $ cash back. Bonus ThankYou® Points are not available if you have received a new account bonus for a Citi Double Cash account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Double Cash account.

This offer is available if you apply through the method(s) provided in this ad today. Offers may vary and this offer may not be available in other places where the card is offered.

2Additional Information +

CASH BACK CREDIT CARD REWARDS & PROGRAM DETAILS

Apply now for one of Citi's best cash back credit cards, with no caps and no category restrictions. Earn cash back rewards in every purchase with the Citi Double Cash® Card. You earn unlimited 1% cash back on purchases made with your cash back credit card, plus another 1% cash back as you pay for those purchases, whether you pay in full or over time.

Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn 1 ThankYou® point per $1 spent on purchases and an additional ThankYou® point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.

Redeem your points for cash back as a statement credit, direct deposit or check. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at Amazon.com
For more information, please visit the Citi Double Cash® Additional Information Page

$ Cash Back Bonus:
Earn $ cash back when you spend $ on purchases within the first months of opening your Citi Double Cash® card account.2

Cash back is earned in the form of ThankYou® Points

2% Cash Back:
Earn 1% when you buy and 1% as you pay

To earn cash back, pay at least the minimum due on time.
You can earn cash back on all your purchases and on payments you make towards your purchases. You do not earn cash back on balance transfers, cash advances, account fees, interest or returned items.

Plus, for a limited time:
Earn 5% total cash back on select Citi travel bookings

Travel your way and make the most of your vacation with an additional 3% cash back on hotels, car rentals, and attractions booked through the Citi Travel℠ portal until 12/31/25.2 This is on top of the 1% when you buy and the 1% as you pay.2

No Caps and No Category Restrictions

Citi Double Cash® Credit Card has no restricting categories to keep track of or to enroll in.2 There are also no caps on the amount of cash back you earn.

Redeem

Redeem your points for cash back as a statement credit, direct deposit or check. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at Amazon.com

CASH BACK CREDIT CARD BENEFITS

24/7 Customer Service

Our customer service representatives are available to assist you 24 hours a day, 7 days a week.

Tap Your Card with Contactless Pay

Shop safely with a contactless-chip enabled card. Just tap your card on the payment reader and go in seconds.

Digital Wallets

Digital Wallets let you shop with confidence in millions of places online, within apps and in stores. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Learn how to get started and how digital wallets can help protect your card information at citi.com/digitalservices.

24 Hour Fraud Protection

Citi will alert you if we see unusual activity on your account.

Help Keep Your Identity Safe

The ID Theft Protection program offered by Mastercard helps eliminate the worry of identity theft by monitoring the information you choose to protect and alerting you if suspicious activity is found. It takes just a few minutes to enroll for free, and as soon as you do, your monitoring begins. Visit mastercardidps.idprotectiononline.com to learn more

$0 Liability on Unauthorized Charges

You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise. For additional information on this, please visit cardbenefits.citi.com for details.

Citi Entertainment®

Citi Entertainment takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year's most anticipated concerts, sporting events, dining experiences and more.

CITI DOUBLE CASH® CARD FAQs

CITI DOUBLE CASH® CARD RATINGS AND REVIEWS:

Please note that the terms and benefits of this product may change over time.

Citi does not guarantee the accuracy of these reviews. Benefits, fees, terms, and offers mentioned in reviews may change over time.

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Apply by Phone:  1-877-645-3708

TTY:  Use 711 or other Relay Service

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*CITI DOUBLE CASH® CARD PRICING DETAILS

Introductory rate of % for months from date of first transfer for balance transfers. Balance Transfers must be completed within 4 months of account opening. After the introductory period ends, the standard variable APR for purchases will be applied to unpaid introductory balances and new balance transfers. The standard variable APR for purchases is % to %, based on your creditworthiness. The standard variable APR for Citi Flex Plan is % to %, based on your creditworthiness. Standard variable cash advance APR - %. Variable Penalty APR up to 29.99% and applies if you pay late or your payment is returned. Minimum interest charge – $. Annual Fee – None. Fee for foreign purchases – % of the U.S. dollar amount of each purchase. Cash advance fee – either $ or % of the amount of each cash advance, whichever is greater. Balance transfer fee – intro fee of % of each transfer ($ minimum) completed within the first 4 months of account opening. After that, 5% of each transfer ($ minimum). New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

Purchases do not include items returned for credit, balance transfers, cash advances, interest and account fees.

1Important Pricing & Information +2Additional Information