Citi Personal Banking Guide

Manage your everyday and plan for your future. Explore banking basics below.

Basic Finance

Difference between Checking, Savings, CD & Money Market Accounts

Compound Interest Explained

What Is a Checking Account?

How to Open a Checking Account

What Are Interest Rates and How Do They Work?

How to Withdraw Money from Your Bank

What Is a Debit Card and How Does It Work?

What is a CD Account and How Does it Work?

A Joint Bank Account: What is It and How Does It Work?

Ways to Send Money

What Is a Money Market Account?

9 Checking Account Benefits

What Is Direct Deposit and How Does It Work

What Is a Cashier’s Check

How to Check Your Checking Account Balance

Business Checking Account vs. Personal Checking Account

What Do You Need to Open a Bank Account

How Many Bank Accounts Should You Have?

How to Open a Certificate of Deposit Account

Benefits of Certificates of Deposit (CDs)

Traditional vs. Online Banking

Other categories

Additional Resources

  • Utilize these resources to help you assess your current finances & plan for the future.

  • Learn how FICO® Scores are determined, why they matter and more.

  • Review financial terms & definitions to help you better understand credit & finances.