EARN

1% UNLIMITED CASH BACK

WHEN YOU MAKE ANY PURCHASE

PLUS

1% ADDITIONAL CASH BACK

AS YOU PAY FOR YOUR PURCHASES

PLUS, A SPECIAL TRAVEL OFFER:

EARN 5% TOTAL CASH BACK ON SELECT CITI TRAVEL BOOKINGS

Travel your way and make the most of your vacation with an additional 3% cash back on hotels, car rentals, and attractions booked through the Citi TravelSM portal until 12/31/25.**

CASH BACK IS EARNED IN THE FORM OF THANKYOU® POINTS

With the Citi Double Cash® Card, your cash back will be earned in the form of ThankYou® Points meaning you’ll earn 1 point per $1 on purchases and 1 point per $1 paid on those purchases. Plus, earn an additional 3% cash back on hotel, car rentals and attractions bookings through the Citi TravelSM Portal through 12/31/25.**

The Bonus $200 cash back offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. Offer available to new Citi Double Cash cardmembers approved through this offer. Bonus ThankYou® Points are not available if you have received a new account bonus for a Citi Double Cash account in the past 48 months.**

To earn Thank You® Points, pay at least the minimum due on time. For more information, please visit 1Benefit Terms & Conditions.

Redeem as Direct Deposit

Redeem ThankYou® Points as a direct deposit with any checking or savings account.

Redeem as Statement Credit

Redeem ThankYou® Points for a statement credit in any denomination, which will be applied to your Card Account.

Redeem as Check by mail

Redeem ThankYou® Points for a check made payable to you with minimum redemption amount of $5.

LOW INTRO APR?
YOU BET.

Enjoy no annual fee & 0% Intro APR for 18 months on balance transfers only; after that, the variable APR will be % - %, based on your creditworthiness.*

  • Balance transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • Balance transfers must be completed within 4 months of account opening.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening; after that, your fee will be 5% of each transfer (minimum $5).*

THE DOUBLE CASH DIFFERENCE

With your Citi Double Cash® Card, you can start earning cash back twice without the fuss, frills, or annual fee.*

  • $200 BONUS CASH BACK

    Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.**

  • NO CAPS OR
    CATEGORIES HERE

    Earn cash back on purchases everywhere with no confusing categories to choose from and no cap. It’s that simple.

  • ANNUAL FEE?
    NOT THIS CARD.*

    Experience all the benefits of Double Cash without the annual fee.* That’s just how we do things.

  • LOW INTRO APR ON TRANSFERS ONLY

    Enjoy a low intro APR on balance transfers only.

FREQUENTLY ASKED QUESTIONS

The Citi Double Cash® Card is a Mastercard credit card that provides Cardmembers with cash back rewards. Cardmembers earn 2% cash back by earning 1% cash back on purchases, plus an additional 1% cash back as they pay for those purchases. Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn 1 ThankYou® Point per $1 spent on purchases and an additional ThankYou® Point for every $1 paid on those purchases. To earn cash back, pay at least the minimum payment on time. And, with no annual fee1, the Citi Double Cash® Card offers another great reason for Cardmembers to use it for their everyday purchases.

Citi Double Cash® Card lets you redeem your points in a variety of ways:

  1. ThankYou® Points can be easily redeemed for cash back such as a statement credit, direct deposit or check. For example, you can redeem 10,000 ThankYou® Points for a $100 statement credit, a $100 Check by Mail, or as a $100 direct deposit to your bank account.
  2. You can also redeem your points for other rewards such as gift cards, Shop with Points at Amazon, travel and more. Redemption rates may vary.
  3. There are no minimums when you redeem for a statement credit or direct deposit. Visit ThankYou.com to learn more.

Your points do not expire as long as your account remains open.

In the event that you close your account, or you convert to another Citi® credit card that does not participate in the Citi ThankYou® Rewards program, you will have 90 days from account closure or conversion, or if required by law, from notification of account closure or conversion, to use the accumulated points or forfeit them.

Citi Double Cash® Cardmembers earn 2% cash back by earning 1% cash back on purchases plus an additional 1% cash back as they pay for those purchases — whether it's all at once or over time.

To earn cash back, pay at least the minimum due on time.

There is no limit to the amount of cash back you can earn with the Citi Double Cash® Card. Plus, the Citi Double Cash® Card has no restricting categories to keep track of and no annual fee*.