The Citi Custom Cash® Card is a Mastercard credit card that provides cardmembers with opportunities to earn cash back. Cardmembers never have to sign up for rotating bonus categories. Customers will earn 5% cash back on purchases in the top eligible spend category each billing cycle, up to the first $500 spent. After that, cardmembers will earn 1% on purchases in that category. Cardmembers will also earn unlimited 1% cash back on all other purchases. Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn 5 points per $1 on purchases in your top eligible spend category up to the first $500 spent, and 1 point per $1 on all other purchases. Points can be redeemed for cash back as a statement credit, direct deposit, or check or for gift cards, travel, or Shop with Points at Amazon.com or PayPal.
Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.
Plus enjoy our low intro APR for 15 months on purchases and balance transfers. No annual fee.*
Offers available if you apply here today. Offers may vary and these offers may not be available in other places where the cards are offered.
a card that adapts to the way you live
- 5%cash back on your top eligible spend category up to $500 spent each billing cycle
- 1%unlimited cash back on all other purchases
- 4%special travel offer
additional cash back on hotels and car rentals booked on Citi TravelSM portal through 6/30/2026.**
5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.
you do you and earn more cash back
plus, a special travel offer
Your next vacation could earn
an additional 4% cash back
Get the most out of your Citi Custom Cash® card when you travel. Earn an additional 4% cash back on hotels, car rentals, and attractions booked through the Citi TravelSM portal until 6/30/2026**
Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn additional 4 points per $1 on Select Travel purchases.
