The Citi Custom Cash® Card is a Mastercard credit card that provides cardmembers with opportunities to earn cash back. Cardmembers never have to sign up for rotating bonus categories. Customers will earn 5% cash back on purchases in the top eligible spend category each billing cycle, up to the first $500 spent. After that, cardmembers will earn 1% on purchases in that category. Cardmembers will also earn unlimited 1% cash back on all other purchases. Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn 5 points per $1 on purchases in your top eligible spend category up to the first $500 spent, and 1 point per $1 on all other purchases. Points can be redeemed for cash back as a statement credit, direct deposit, or check or for gift cards, travel, or Shop with Points at Amazon.com or PayPal.
Offers available if you apply here today. Offers may vary and these offers may not be available in other places where the cards are offered.
a card that adapts to the way you live
- 5%cash back on your top eligible spend category up to $500 spent each billing cycle
- 1%unlimited cash back on all other purchases
- 4%special travel offer
additional cash back on hotels and car rentals booked on Citi TravelSM portal through 6/30/2026.**
5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.
you do you and earn more cash back
plus, a special travel offer
Your next vacation could earn
an additional 4% cash back
Get the most out of your Citi Custom Cash® card when you travel. Earn an additional 4% cash back on hotels, car rentals, and attractions booked through the Citi TravelSM portal until 6/30/2026**
Cash back is earned in the form of ThankYou® Points. This means each billing cycle, you will earn additional 4 points per $1 on Select Travel purchases.