The Age of Consent – The Case for Federated Bank ID

The Age of Consent | The Case for Federated Bank ID 13 Bianca Lopes, Co-Founder, Talle bianca@talle.co Bianca is an economist, mathematician and serial entrepreneur. Naturally curious and fascinated by humans, she has been a banker, has been a CIO of a biometrics company, and has worked with over 40 financial institutions and eight governments to help reshape their human approach to technology by rethinking identity. Bianca is an experienced speaker in data, identity and fintech, with a passion for digital and financial literacy. Bianca co-founded Talle, a global collective of futurists, strategists, technologists and creatives who take a multi-disciplinary approach to helping organizations navigate the complexities of an increasingly digital world. Talle enables businesses to envision the future, create strategy and execute against tangible KPIs, transforming business and messaging by connecting trust and true empathy to make people think, expand perspectives and connect ecosystems. Erin Mccune, Partner, Glenbrook Partners erin@glenbrook.com Erin’s consulting practice focuses on client engagements in business payments, cross-border transactions, bill payments and the intersection of corporate finance, banking and ERP/accounting. She is an advocate for billers, small- and medium-sized businesses and governments, which are often poorly served by the payments industry. Recent projects have involved anticipating how “faster payments” will transform B2B and bill pay within the US and identifying possible winners and losers; exploring how new entrants have driven incumbents to (finally!) enhance cross-border transactions; payment-enabling eGovernment in the US; and the implementation of modern, low-cost payment infrastructure as a means to electronify government collections/disbursements and increase financial inclusion in developing markets. Dr Brad Pragnell, Principal, 34 South 45 North brad.pragnell@gmail.com Brad is currently consulting to Payments Canada for its payments modernisation programme and to Karandaaz Pakistan on the Micro-Payments Gateway project. Between 2008 and 2016, Brad was the head of Industry Policy at the Australian Payments Clearing Association (APCA, now known as AusPayNet), where he led the industry’s policy response to what would become the New Payments Platform. Ralph Bragg, Founder & Partner, Raidiam ralph.bragg@raidiam.com Ralph has extensive experience in the domain of financial services technology, with core expertise in the design, development and delivery of new B2B and C2B digital products. These projects have ranged from ultra-high frequency equity, FX and other capital markets trading through to mission- critical retail banking services. An internationally recognised Open Banking Technical Standards and Trust Framework SME, Ralph is the author of the UK’s Open Banking Security Profile. An advocate and active promoter of benefits that “Open Everything” brings both directly to consumers and indirectly to national economies, Ralph represents Raidiam on numerous consumer, fintech, identity and security advocacy and standards development bodies.