The Age of Consent – The Case for Federated Bank ID

Treasury and Trade Solutions 12 Tony Mclaughlin, Managing Director, Citi tony.mclaughlin@citi.com Tony is responsible for Emerging Payments and Business Development in Citi’s Treasury and Trade Solutions (TTS) business. Tony works on Citi’s “Future of Money” strategy, is responsible for the TTS e-commerce proposition and is deeply involved in new methods of payment, distributed ledger and fintech engagements. He provides advice on the future of payments to governments, regulators, fintech and bigtech firms, corporates and financial institutions. Thomas Egner, Secretary General, Euro Banking Association t.egner@abe-eba.eu Thomas is a veteran of transaction banking and has been the Secretary General of the Euro Banking Association since 2016. Prior to joining the association, he worked for Commerzbank, where he was responsible for defining and developing clearing and settlement strategies, mainly for mass payments. As member of the bank’s SEPA Programme Management team, he was closely involved in the implementation of the Payment Service Directive at Commerzbank. Over the years, he represented Commerzbank in the European Payments Council and the German banking community in SWIFT and ISO committees. He was a member of the EBA CLEARING Board from 2004 to 2015 and contributed to different national payment committees in Germany. Hamish Thomas, Partner, Emeia FSO Advisory hthomas@uk.ey.com Hamish leads the Ernst & Young LLP UK Banking Technology team. He also serves as an EY EMEIA Payments and Open Banking leader. He started his career designing satellite and mobile telecommunications systems before bringing his technology and engineering experience to financial services, focus on banking technology, payments and financial crime prevention. A regular speaker on open banking, payments, emerging technologies and digital transformation, he has worked in multiple countries including India, Japan, New Zealand, Australia, the US, the Middle East and Europe. David G.W. Birch, Consult Hyperion mail@dgwbirch.com David is an author, adviser and commentator on digital financial services. He is the Global Ambassador for Consult Hyperion (the secure electronic transactions consultancy that he helped to found), a Technology Fellow at the Centre for the Study of Financial Innovation (the London-based think tank) and a Visiting Professor at the University of Surrey Business School. His most recent book is Before Babylon, Beyond Bitcoin: From Money We Understand to Money That Understands Us, which the LSE Review of Books says should be “widely read by graduate students of finance, financial law and related topics as well as policymakers involved in financial regulation.” Author and Industry Experts