Online shopping is an easy way to find, compare and buy the items you need. Here’s how you can get started.
Benefits of online shopping
When you shop online, there’s no need to go to the store. You can browse and buy from anywhere in the world whenever you like.
It’s also easy to compare different retailers’ prices. Check for the best price on similar products in minutes by searching across websites.
You can even apply digital coupons. A browser extension like Citi ShopSM will automatically search behind the scenes for discounts when you shop online. Exclusively for eligible Citi® credit cardmembers, Citi Shop looks for coupon codes at checkout. The Citi Shop browser extension also finds percent or amount back offers to help you earn statement credits on your enrolled Citi® credit card.
What you need and how to shop online
You’ll need your phone, computer or tablet and a credit or debit card to shop online. Get started by searching for the product you’d like to buy. If you have a specific brand or item in mind, you can go directly to the company's website. You can also start on a search engine if you’re browsing more generally.
While different websites can have different checkout processes, here’s how it usually works. Once you’ve found the item you’d like to buy, add it to your cart. When you’re finished shopping, check out by clicking on your cart. You’ll enter your shipping address and payment information, after which taxes and shipping costs will be calculated (if applicable). Many sites charge for shipping, but some offer lower-priced or free shipping for longer delivery times or purchases over a certain amount.
Staying safe while online shopping
There are a few ways you can help keep your information safe when you make online purchases. Shop at reputable retailers whose names and brands you recognize. If you’re not sure whether a website is reputable, do a little research. Search online to find information about the company and read reviews. Remember, if a price seems too good to be true, it probably is.
When checking out, make sure you’re on a secure site by looking for the padlock icon in your browser window. A secure connection can ensure your personal information stays safe when you make a purchase.
It’s always a good idea to use a card with $0 liability on unauthorized purchases – like a Citi credit card. On the off chance that your information is stolen, you won’t have to pay for any unauthorized charges.
Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi product or service. For advice about your specific circumstances, you should consult a qualified professional.
