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Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrÃan incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, asà como cambios en términos o cargos o cualquier tipo de servicio para su cuenta. Además, es posible que algunas secciones de este website permanezcan en inglés.
Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account. Additionally, some sections of this site may remain in English.
Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrÃan incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, asà como cambios en términos o cargos o cualquier tipo de servicio para su cuenta. Además, es posible que algunas secciones de este website permanezcan en inglés.
Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account. Additionally, some sections of this site may remain in English.
Explore our refinance products, current rates and term options.
Based on a $200,000 single-family primary residence in Los Angeles, California with a $150,000 mortgage, your monthly payment would be as follows:
Based on a $200,000 single-family primary residence in Los Angeles, California with a $150,000 mortgage, your monthly payment would be as follows:
The Annual Percentage Rate (APRs) are the total cost of borrowing money for a mortgage. They're shown as annual rates and reflect the closing costs, interest, finance charges and points over the full loan term.
You can pay for mortgage points in order to lower your mortgage interest rate. This is often referred to as 'paying points to buy down your rate'.
Depending on your mortgage type, each point you buy will cost around 1% of your loan amount. For example, if your loan is $250,000, paying 1 point would cost you $2,500. In return, your interest rate will be lowered by less than 1% — typically between .125% and .375%.
Paying points is optional. If you chose to buy points, they will increase the amount you need to pay at closing. Loans without points typically have higher interest rates and lower closing costs.
For today’s Adjustable Rate Mortgage (ARM) options, call
Citi strives to make the home mortgage experience simple and enjoyable for everyone. If you have any questions about your mortgage application or have a competitive offer please let your Mortgage Representative know, so we can work to meet your home lending needs.
Compare more product, rate and point options
Looking for some flexibility in your finances? A mortgage refinance might be your answer.
We’ll help you understand your refinance options and their key benefits.
From application to closing, refinancing isn’t that different from the regular home buying process.
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You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?
Citi is not responsible for the products, services or facilities provided and/or owned by other companies.
You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?
Citi is not responsible for the products, services or facilities provided and/or owned by other companies.
You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?
Citi is not responsible for the products, services or facilities provided and/or owned by other companies.