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Current Refinance Rates

Explore our refinance products, current rates and term options.

Rates based on a mortgage in Los Angeles, California. Rates effective as of 01/27/2025 10:23 AM ET and are subject to change without notice.
Rates based on a mortgage in Los Angeles, California. Rates effective as of 01/27/2025 10:23 AM ET and are subject to change without notice.
Mortgage TypeRateAPR>Points>Sample Monthly Payment
30-Year Fixed6.875%7.072%0.750
15-Year Fixed6.0%6.312%0.75

For today’s Adjustable Rate Mortgage (ARM) options, call 1-800-248-4638 TTY: We accept 711 or other relay service

Citi strives to make the home mortgage experience simple and enjoyable for everyone. If you have any questions about your mortgage application or have a competitive offer please let your Mortgage Representative know, so we can work to meet your home lending needs.

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Check out our refinancing guide

Looking for some flexibility in your finances? A mortgage refinance might be your answer.

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Learn about your refinance options

We’ll help you understand your refinance options and their key benefits.

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Learn about the refinance application process

From application to closing, refinancing isn’t that different from the regular home buying process.

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Take your first step towards refinancing.  

Contact Us

Get personalized help

Give us a call

1-800-248-4638

TTY: We accept 711 or other relay service

Mon-Fri: 8 AM to 10 PM ET

Sat: 9 AM to 7 PM ET

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