Benefits of the L.L.Bean® Mastercard®

The L.L.Bean® Mastercard® offers plenty of perks to cardmembers, including free shipping, free returns and free monograming1 at L.L.Bean®. Let’s look at some of the benefits of the L.L.Bean® Mastercard®.

Earn Bean Bucks®

Cardmembers can use their L.L.Bean® Mastercard® everywhere Mastercard® is accepted and earn Bean Bucks everywhere you shop2.

  • 4% at L.L. Bean®
  • 2% at restaurants
  • 2% at gas stations
  • 1% on all other purchases

Bean bucks can be redeemed on L.L.Bean products.

Welcome discount, free shipping, free returns and more

In addition to being able to earn and redeem Bean Bucks, the L.L.Bean® Mastercard® comes with other great perks, including:

  • Free shipping, free return shipping and free monogramming at L.L.Bean®1 
  • Get 15% when you're approved and make your first purchase with L.L.Bean® Mastercard®3
  • Cardmembers may receive exclusive offers

Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi product or service. For advice about your specific circumstances, you should consult a qualified professional.

1Free Shipping: Eligibility requires the L.L.Bean order to be paid for by the use of the Card or entirely with Bean Bucks. Applies to L.L.Bean’s standard shipping to the U.S. and does not apply to express shipping, oversized freight delivery, L.L.Bean for Business orders, or shipping to addresses outside of the U.S.. Free Return Shipping: Eligibility on returns for an item purchased at L.L.Bean requires the item to have been paid for by the use of the Card or entirely with Bean Bucks. Does not apply to express shipping, items requiring oversized freight shipping; nor is it valid for L.L.Bean for Business items or items returned from international locations.  Free Monogramming: Eligibility to receive the free monogramming service (“Monogramming”), for those items which have been purchased at L.L.Bean with use of the Card or entirely with Bean Bucks and for which Monogramming is offered. Monogramming does not apply to L.L.Bean for Business orders or international orders.

2Bean Bucks: You will earn a percentage on all eligible net purchases: 4% at L.L.Bean’s businesses in the U.S.; 2% at gas stations; 2% at restaurants; 1% on all other eligible net L.L.Bean Mastercard purchases. You may only earn 1%, not 2%, for gas purchases at superstores, supermarkets, convenience stores and warehouse clubs or for fuel purchased for use for non-automobile purposes; and only 1%, not 2%, on restaurant purchases at bakeries and certain restaurants/cafes inside department stores, grocery or warehouse clubs, as determined by L.L.Bean in its discretion, due to merchant codes which are out of the control of Citibank or L.L.Bean. Bean Bucks are not earned on balance transfers, convenience checks, cash advances, credits, returned purchases, foreign currency purchases, unauthorized purchases, annual fees, money orders, wire transfers, bets, lottery tickets or casino gaming chips, credit insurance premiums, credit protection fees, interest charges, credit card fees, and purchases made with Bean Bucks. Bean Bucks may only be used towards the price of merchandise or services purchased from L.L.Bean. Bean Bucks are not redeemable towards express shipping, oversized freight delivery, sales tax, a L.L.Bean Outdoor Discovery Program, or L.L.Bean for Business purchases, nor are they redeemable for cash. Certain services may be excluded at the discretion of L.L.Bean. If your account is closed, not in good standing, or you fail to use your L.L.Bean Mastercard for at least one (1) purchase every twenty-four (24) months, you will not be able to earn or redeem Bean Bucks and any unredeemed Bean Bucks will be forfeited unless prohibited by law. Additional exclusions apply. See the L.L.Bean Mastercard Rewards Program Terms of Use at www.llbean.com/rewardsprogram. The L.L.Bean Mastercard Rewards Program is offered by L.L.Bean. L.L.Bean may terminate or change any benefit, reward, service, or feature offered in connection with the L.L.Bean Mastercard account at any time for any reason. Citibank, N.A. is not responsible for products and services offered by other companies.

3If your application for the L.L.Bean Mastercard is instantly approved, you will receive a one-time discount of 15% off your llbean.com purchase, valid during your current website visit to llbean.com when you pay with your new L.L.Bean Mastercard. Once this llbean.com visit has ended, this offer is no longer valid.  Offer excludes shipping charges; return labels; taxes; license/stamps; gift cards; repairs; duty; engraving; monogramming; alterations; Outdoor Discovery Programs private lessons, custom adventures, adventure trips and youth programs; L.L.Bean for Business orders; and the America the Beautiful – National Parks and Federal Recreational Lands Annual Pass. Not valid on previous purchases or with employee discounts. Cannot be combined with other promotional offers or discounts. All refunds will match the discounted amount on the purchase receipt. L.L.Bean reserves the right to deactivate promo code(s) in the event of fraud or technical issues and to limit quantities of individual items eligible for purchase with this discount.

For your security, you cannot purchase electronic gift cards or use your card on orders shipping to an address other than your billing address until your new L.L.Bean Mastercard arrives in the mail and is activated.

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