How Do the Shell | Fuel Rewards® Credit Cards Work?

The Shell | Fuel Rewards® Credit Cards can be a great way to save on gas and convenience store purchases at participating Shell locations. Let’s look at how the Shell | Fuel Rewards® Cards works and some of its benefits. 

Where can I use my Shell | Fuel Rewards® Credit Card?

The Shell | Fuel Rewards® Credit Cards are accepted at all participating Shell stations and Shell convenience stores in the U.S.

Shell | Fuel Rewards® Credit Card Benefits

If you’re approved for a Shell | Fuel Rewards® Credit Card, you’ll gain access to a number of benefits, including: 

  • New cardholders save 30¢ per gallon1 up to 35 gallons1 on their first five Shell fuel purchases made by 4/30/25
  • After their first five fuel purchases, cardholders save 10¢ per gallon1 up to 35 gallons1 every time they fill up at the pump
  • Automatic enrollment in the Fuel Rewards® program and Shell | Fuel Rewards® Card Cents Per Gallon Savings program
  • 10% Shell rebates1 on the first $1,200 of Shell non-fuel purchases each year
  • Plus, if you apply and are approved for a Shell | Fuel Rewards® Mastercard, where Mastercard® is accepted, get 2% rebates1 on your first $10,000 in dining and groceries purchases and 1% Shell rebates1 on other qualifying purchases (per year), when you use the Shell | Fuel Rewards® Mastercard®
  • Automatically redeemed rebates on qualifying Shell purchases. You will see rebates applied as a statement credit against Shell purchases made with your card, within 1 to 2 billing cycles.

How to apply for a Shell | Fuel Rewards® Credit Card

Applying for a Shell | Fuel Rewards® Credit Card is a simple, straightforward process. You can fill out an application online. You’ll need to enter some basic information, including your name, address, email, phone number, date of birth, Social Security number, rent or housing payment and annual gross income.

Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi product or service. For advice about your specific circumstances, you should consult a qualified professional.

1Subject to credit approval. New accounts only. With this limited time offer, you get 5¢/gal with Fuel Rewards® Gold Status and 25¢/gal with the Shell | Fuel Rewards® Credit Card for a total of 30¢/gal (up to 35 gallons). After the promotional period ends, 10¢ per gallon offer applies. For fuel purchases where you redeem cents per gallon Fuel Rewards® program rewards in addition to your Shell | Fuel Rewards® Credit Card and Gold Status cents per gallon rewards, fuel savings are limited to 20 gallons of fuel. Terms and Conditions of the Shell | Fuel Rewards® Credit Card rewards program apply. Purchases made at locations that sell non-Shell branded fuel are not qualifying purchases and rebates are not earned on those purchases. It may not be possible to combine multiple discounts and/or rewards in a single transaction.

Additional Resources

  • Utilize these resources to help you assess your current finances & plan for the future.

  • Learn how FICO® Scores are determined, why they matter and more.

  • Review financial terms & definitions to help you better understand credit & finances.