Explore the benefits of shopping with one of Citi’s retail store credit cards.Compare our retail credit cards below to find one that best suits your needs.
Incentives
Earn up to $75 in statement credits for every $500 spent, up to $225, on eligible purchases in the first 90 days after you are approved for a new Shop Your Way Mastercard®. Valid for new accounts opened 10/1/24 — 3/31/25.2
Benefits
5% in points on eligible purchases at gas stations, 3% in points on eligible purchases at grocery stores & restaurants on the first $10,000 of combined gas, grocery store, and restaurant purchases per calendar year2 then 1% thereafter.
Earn 2% in points on eligible purchases at Shop Your Way. Earn 1 % in points on all other eligible purchases.2
Cardmembers get access to exclusive deals and may choose from a wide array of redemption options in the Shop Your Way Loyalty Program.
APR
Purchase and Balance Transfer APR: variable % - %1
Annual Fee
No Annual Fee1
Incentives
Get 10% back2 in rewards on your first day of purchases at Best Buy® or choose flexible financing when you are approved for the Card.
Plus, as a new Cardmember, you’ll receive welcome offers with discounts, bonus rewards and more.
Benefits
Earn 5% back2 in rewards on Best Buy® purchases or choose flexible financing and enjoy low monthly payments.
Plus, with the My Best Buy® Visa® Card, earn up to 3% back in rewards when shopping where Visa® is accepted.
APR
Purchase and Balance Transfer APR: variable % - %1
Annual Fee
$ to , based on creditworthiness.1
Incentives
Open a Macy's Card and get 30% off macys.com purchases today and tomorrow2. Discount in store varies. Save up to a total of $100 over the two days.
Subject to credit approval.
Benefits
Earn points on Macy’s purchases, even on top brands! 1,000 points = $10 Star Money to use on any Macy’s merchandise2
Shop during Star Money Bonus Days to earn rewards faster2
Exclusive Star Pass offers, just for cardholders2
Free shipping at $25+ for Silver Star Rewards Members. Gold and Platinum ship for free with no minimum2
Purchase APR
Purchase APR: variable % - %1
Annual Fee
Incentives
Get 20% off today and tomorrow2 up to a total savings of $250 over the first two days when you open a Bloomingdale's card. Subject to a credit approval.
Benefits
Earn more points per dollar on qualifying purchases when you shop at Bloomingdale’s2
With the Bloomingdale’s American Express Card, shop outside Bloomingdale’s and earn the following on qualified purchases:
5,000 Points = $25 Reward
Rewards can be used online or in store at Bloomingdale’s2
Purchase APR
Purchase APR: variable %1
Annual Fee
No Annual Fee1
Incentives
Save up to $1002 on your qualifying purchase when you open a new credit card account with The Home Depot®.
Benefits
Get 6-month everyday financing1 on purchases of $299 or more.
You can also benefit from 24-Month Financing1 during Special Promotions throughout the year.
APR
Purchase APR: %1
Annual Fee
No Annual Fee1
Incentives
Earn a $20 Reward2
with First Qualifying Tractor Supply Purchase of $20+ by 1/31/25
Valid 10/28/24 – 1/31/25. Limited time offer.
Benefits
Shop at Tractor Supply and Earn 5% in Rewards2
or
choose Special Financing2 on purchases of $199 & up
Shop outside Tractor Supply with the TSC® Visa® Card and earn:
3% in Rewards2 at gas stations, grocery stores & on veterinary services
1% in Rewards2 on all other purchases
Purchase APR
Purchase APR: Variable % - %1
Annual Fee
Incentives
Earn a 10% off Welcome Shopping Pass2
Open a Dillard's credit card account and earn a 10% off welcome shopping pass2 with your first statement when you make $100 in purchases with your Dillard’s credit card at Dillard’s on the day you're approved (max. $100 discount).
Benefits
Earn points2 When you shop at Dillard's
Earn 2 points2 at Dillard’s on purchases with your Dillard’s Credit Card.
Earn points2 on purchases at Dillard's and where Mastercard® is accepted
Earn 2 points2 at Dillard's, 2 points2 at gas stations and supermarkets and 1 point2 on all other purchases when you shop with a Dillard's Mastercard®.
Purchase APR
Purchase and Balance Transfer APR: variable % - %1
Annual Fee
Incentives
Save 50¢/gal2 (up to 35 gallons2) on your first five Shell fuel purchases made by 6/30/25. New accounts only. Apply by 4/30/25.
Benefits
Get dual benefits from Fuel Rewards® Gold Status and Shell | Fuel Rewards® Credit Cards to save 10¢/gal2 up to 35 gallons2 every time you fill up. Savings are applied instantly at the pump at participating Shell locations.
Cardmembers also get 10% rebates2 on their first $1,200 of Shell non-fuel purchases (per year). Plus, where Mastercard® is accepted, get 2% rebates2 on your first $10,000 in dining and groceries purchases (per year) and 1% Shell rebates2 on other qualifying purchases.
See below for information on how to apply for the Shell | Fuel Rewards® Card.
APR
Purchase APR: variable % - %1
Annual Fee
Incentives
Save 50¢/gal2 (up to 35 gallons2) on your first five Shell fuel purchases made by 6/30/25. New accounts only. Apply by 4/30/25.
Benefits
Get dual benefits from Fuel Rewards® Gold Status and Shell | Fuel Rewards® Credit Cards to save 10¢/gal2 up to 35 gallons2 every time you fill up. Savings are applied instantly at the pump at participating Shell locations.
Cardmembers also get 10% rebates2 on their first $1,200 of Shell non-fuel purchases (per year)
APR
Purchase APR: variable % - %1
Annual Fee
Incentives
Earn 40¢/ gal2
or more for one month after account opening when using the Exxon Mobil Smart Card+ credit card. Offer valid 2/1/24 - 4/30/25.
Benefits
Save 10¢/ gal2
on regular, mid-grade and diesel fuels or save 12¢/gal2 on Synergy Supreme+™ Premium gasoline.
Get 5% back2
on drinks, snacks, car washes and more. Savings earned as a statement credit on the first $1,200 in non-fuel purchases per year.
Purchase APR
Purchase APR: % - %1
Annual Fee