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Active category 0% Intro APR Credit Cards

0% Intro APR Credit Cards

Offers available if you apply here today. Offers may vary and these offers may not be available in other places where the cards are offered.


Review and select one of Citi's 0% Intro APR credit cards for use on purchases or balance transfers.

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Citi Simplicity® Credit Card

Low intro APRon purchases for 12 months

0% Intro APR for 12 months on purchases from date of account opening; after that, the variable APR will be 18.24% 28.99%, based on your creditworthiness.1

Low intro APRon balance transfers for 21 months

0% Intro APR for 21 months on balance transfers from date of first transfer; after that, the variable APR will be 18.24% 28.99%, based on your creditworthiness.1

Intro balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for transfers completed within 4 months of account opening. After that, 5% of each transfer (minimum $5).1

No annual fee1

And more…
  • No Late Fees1
  • No Penalty Rate1
  • $0 liability on unauthorized charges

Citi® Diamond Preferred® Credit Card

Low intro APRon balance transfers for 21 months

0% Intro APR for 21 months on balance transfers from date of first transfer; after that, the variable APR will be 17.24% 27.99% based on your creditworthiness.1

Balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.1

Low intro APRon purchases for 12 months

0% Intro APR for 12 months on purchases from date of account opening; after that, the variable APR will be 17.24% 27.99% based on your creditworthiness.1

No annual fee1

And more…
  • Free Access to Your Fico® Score
  • Mastercard® ID Theft ProtectionTM available for no additional charge
  • $0 liability on unauthorized charges

Citi Custom Cash® Card

5% or 1%Cash Back

Earn 5% cash back on your top eligible spend category each billing cycle up to $500 spent.2

Earn 1% cash back thereafter on all other purchases.2

Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.2

Low intro APRon purchases & balance transfers

0% Intro APR for 15 months on purchases and balance transfers; after that, the variable APR will be 18.24% 28.24%, based on your creditworthiness.1

Balance transfer fee of either $5 or 5% of the amount of each credit card balance transfer, whichever is greater.1

Balance Transfers must be completed within 4 months of account opening.

No annual fee1

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.2
  • $0 liability on unauthorized charges

Citi Rewards+® Credit Card

Low intro APRon purchases & balance transfers

0% Intro APR for 15 months on purchases and balance transfers; after that, the variable APR will be 17.74% 27.74%, based on your creditworthiness.1

Balance Transfer Fee: Intro fee of 3% of each transfer ($5 minimum) completed within the first 4 months of account opening; after that, 5% of each transfer ($5 minimum).1

20,000Bonus Points

Earn 20,000 bonus points after spending $1,500 within the first 3 months of account opening, redeemable for $200 in gift cards or travel rewards at thankyou.com.2

+ No annual fee1

Special Travel Offer: earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.2

*

Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year. Earn 1 ThankYou® Point per $1 spent on all other purchases. Round up to the nearest 10 points on every purchase.2