CITI REWARDS+^® STUDENT CREDIT CARD | NO ANNUAL FEE¹

Building good credit is important for many of the things you'll want to do in life, like buying a car, rent an apartment, get a home loan, and even some jobs. Each of these will likely look at your credit score to determine your eligibility and the interest rate you'll pay. Most often, the better your score is, the cheaper it is to borrow money.

The simple answer is to pay all of your bills on time. Whether that's rent, utilities, your cell phone, or a credit card. Make sure you always pay the minimum due and pay it off in full when you can. Over time, that will lead to a good credit score.

It's easy. Once you click the "apply now" button, you'll be sent to a form where we'll collect a bit more information about you. You'll need to verify your student status during this process. After you submit your application and are approved, we'll send you a shiny new card in the mail and you're all set.

The Citi Rewards+ Student card is for students only. You must be enrolled in a university, community college or other secondary school and verify your student status during the application process.

The Citi Rewards+ Student credit card comes with a bunch of benefits. First off, there's no annual fee, which is important. You'll also earn points on common education costs and daily expenses that you can redeem for gift cards or shop online with. There's also tons of security features and 24/7 customer service.

You don't have to do anything beyond simply use your card. Every time you make a purchase, you'll earn rewards. Sometimes 1 ThankYou^® Point per $1 spent. Sometimes more, like 2X at supermarkets and gas stations. There may be other promotional offers from time to time, but those are the basics.

When you accrue enough ThankYou^® Points, you have a few different ways you can use them. You can shop with points at participating retailers like Amazon and Best Buy, or you can redeem them for a wide selection of gift cards at thankyou.com.