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MACY'S CREDIT CARDS

No annual fee1

Earn points towards rewards when you shop with a Macy's card

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Apply today, Shop today

Open a Macy's Card and get 30% off macys.com purchases today and tomorrow2. Discount in store varies. Save up to a total of $100 over the two days.

Subject to credit approval.

Everyday Shopping at Macy's

Earn Pointswith a Macy's Card2

2 points per $1 spent for Silver members

3 points per $1 spent for Gold members

5 points per $1 spent for Platinum members

Shop with a Macy's American Express Card

Earn more points outside of Macy's2

3 points per $1 spent at restaurants including delivery.

2 points per $1 spent at gas stations and supermarkets.

1 point per $1 spent everywhere else.

New credit cards are opened at Silver status. Cardholders can access Gold status with $500 - $1,199 annual spend at Macy's with their Card and Platinum status with $1,200+ annual spend at Macy's with their Card.

1,000 points = $10 in Star Money. Use it on anything at Macy's except gift cards, services & fees.2

COMPARE CARDS

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Earn points on every Macy's purchase (except gift cards, services and fees). 1,000 points = $10 in Star Money to use at Macy's.2

Macy's American Express® Card includedMacy's Credit Card included

Star Money Bonus Days
Shop during these exclusive times to earn rewards faster.2

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Member Exclusives
Earn bonus points when you shop brands you love & more.2

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Star Passes
We’re talking special savings, just for cardholders.2

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Birthday Surprise
We’ll send a little something sweet to celebrate you.2

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Silver members get Free Shipping at $25, Gold & Platinum members get Free Shipping with no minimum, with a Card at Macy's2

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No Annual Fee1

Macy's American Express® Card includedMacy's Credit Card included
Cards Comparision
Get more benefits outside of Macy's with a Macy's American Express Card

3 points per $1 spent
at restaurants including delivery2

Macy's American Express® Card includedMacy's Credit Card not available

2 points per $1 spent
at gas stations and supermarkets2

Macy's American Express® Card includedMacy's Credit Card not available

1 point per $1 spent
everywhere else2

Macy's American Express® Card includedMacy's Credit Card not available

Presale tickets2
to shows, sporting events and concerts.

Macy's American Express® Card includedMacy's Credit Card not available

Bonus travel upgrades and savings2

Macy's American Express® Card includedMacy's Credit Card not available

Amex Offers2
to save on shopping, dining & more

Macy's American Express® Card includedMacy's Credit Card not available

MACY'S CREDIT CARD BENEFITS


No Annual Fee1

It's Easy to Manage your Account Online

Check your balance and available credit, review your statement, make a payment and more. It’s easy to manage your account with our online portal.

Macy's App

Tap into rewards and more with the Macy's App.

Macy’s Pay

Quickly pay in stores with the Macy’s app – no cash or card required.


Amex Offers2

Save with special offers on shopping, dining & more.

Entertainment

Get early access to premium tickets for concerts, theater, sports and more, all year round.

Travel Benefits

Unlock exclusive travel benefits with your card.

HOW THE MACY'S CREDIT CARD WORKS2

  1. Use your Macy's Card on purchases at Macy's stores, Macy's Backstage or macys.com.
  2. Earn points on eligible purchases.
  3. Points add up to Star Money that you can use to purchase merchandise at Macy's, Macy's Backstage, or macys.com.

MACY'S CREDIT CARD FAQs

MACY'S CREDIT CARDS

MACY'S CREDIT CARD PRICING DETAILS

Macy's Card - As of December 24, 2024, Purchase APR: % - % (rates may vary with the market based on the Prime Rate). Minimum Interest Charge: $. See Credit Card Agreement for details.

Macy's American Express Credit Card – As of December 24, 2024, Purchase and Cash Advance APR: % - % (rates may vary with the market based on the Prime Rate). Minimum Interest Charge: $. Cash Advance Fee: The greater of $ or % of the amount of each cash advance. Transaction Fee for Purchases in Foreign Currency: % of the U.S. Dollar amount of each purchase. See Credit Card Agreement for details.