Citigold® Private Client

Earn $500 for every referral

when you refer New-to-Citi friends and they open an eligible Citibank®  consumer checking account between 10/07/2025 – 01/12/2026, up to a maximum of 20 referral bonuses. Eligible customers only. See Terms and Conditions below.*

Check your email† for a shareable referral link or speak to a Wealth Relationship Manager.

Referring your friends and family is easy

Here’s how it works:

  • 1

    Get your referral link

    If you are an eligible customer, you will automatically receive an email from Citi with your unique referral link.

  • 2

    Share with friends and family

    Simply share your unique referral link with friends and family via email.

  • 3

    Earn your referral bonus

    You will receive a $500 bonus for every referral who is new to Citibank checking and opens an eligible checking account using your unique referral link, up to a maximum of 20 referral bonuses.

The Referral Bonus will be paid between the 90th and 120th calendar day after the Eligible Referee opens their Checking Account and provided that both the Referrer and Referee’s eligible accounts remain open and in good standing.

Ask a Wealth Relationship Manager for program details.

Offer valid for referred accounts opened between 10/07/2025 – 01/12/2026.

Remember, this offer applies to referrals for eligible consumer checking accounts. However, if you have a Citi small business account, you may be able to participate in both referral programs.

†If you do not currently receive Member-Get-Member (MGM) emails, check your email preferences to make sure they're up to date.